The holidays are over and we’re deep in the cold . . . very cold . . . reality of January. And that’s too much for a lot of us to handle.
According to a new survey, 16% of people are now panicking about how much they spent over the holidays . . . and they expect to fall behind on their bills this month.
That’s up from 11% last year.
The survey also found that half of people say they don’t really save any extra money for Christmas, and 14% always do.